Patient financing

Some treatments are more involved or require planning. When you need flexibility, we offer financing options through trusted 123Dentist partners. These plans are designed to be straightforward, with clear terms and no unexpected fees.

We’ll help you understand your choices so you can move forward with care that fits your health, your schedule, and your budget.

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Financing plans that make you smile.

123Dentist Patient Financing* offers bite-sized 0% interest payment plan options to make looking your best more affordable. Take advantage of flexible financing options, which allow you to achieve your full potential now – and pay later. *See legal notes at the bottom of the page.

Is your dental treatment or procedure not covered by insurance?

Apply online, on your time – any time!

Apply anytime and get your approval status quickly – 24/7.

Give yourself the luxury of paying over-time instead of all at once.

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Apply for financing online in minutes!

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Insurance

Understanding costs shouldn’t feel stressful. We offer direct billing to most insurance providers and review coverage before treatment begins so there are no surprises. If something isn’t fully covered, we’ll walk you through available alternatives and help you create a plan that feels comfortable and predictable.

What we offer:

  • Direct billing to insurance providers
  • Clear cost explanations before treatment
  • Support with estimating insurance coverage
  • CDCP guidance
  • Transparent receipts for reimbursement, if required

Legal notes

*Upon credit approval. Subject to terms and conditions.